Springfield, Missouri · Peer group 4
Volt Credit Union
Volt Credit Union holds $84.2M in assets across 7,042 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1935. Charter number 63389, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $84.2M |
|---|---|
| Total loans | $58.6M |
| Total shares (deposits) | $74.3M |
| Net worth | $7.3M |
| Members | 7,042 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.6% | |
|---|---|---|
| Loans | 1.7% | around the 61st percentile of its peer group |
| Deposits | -0.2% | around the 33rd percentile of its peer group |
| Members | 3.0% | higher than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.8% | around the 81st percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 92% of its peer group |
| Return on assets | -1.50% | lower than 98% of its peer group |
| Delinquency ratio | 0.12% | around the 14th percentile of its peer group |
| Cash / assets | 8.6% | around the 36th percentile of its peer group |
| Borrowings / assets | 2.4% | higher than 98% of its peer group |
What this page does not show
Everything above is Volt Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Multi-States Credit Union
SPRINGFIELD, MO
$89.2M · 14,968 members
- Csd Credit Union
KANSAS CITY, MO
$89.4M · 5,827 members
- Goetz Credit Union
ST JOSEPH, MO
$90.9M · 13,407 members
- Educational Community Credit Union
Springfield, MO
$77.1M · 7,557 members
- Postal & Community Credit Union
Saint Joseph, MO
$93.1M · 11,114 members
- Members 1st Credit Union
Saint Louis, MO
$75.0M · 4,190 members
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