Helena, Montana · Peer group 5
Rocky Mountain Credit Union
Rocky Mountain Credit Union holds $424.3M in assets across 25,993 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1940. Charter number 97110, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $424.3M |
|---|---|
| Total loans | $265.6M |
| Total shares (deposits) | $364.6M |
| Net worth | $37.0M |
| Members | 25,993 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | 5.2% | around the 64th percentile of its peer group |
| Deposits | 3.6% | around the 55th percentile of its peer group |
| Members | 6.8% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 72.8% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 90% of its peer group |
| Return on assets | 0.10% | around the 11th percentile of its peer group |
| Delinquency ratio | 1.09% | around the 79th percentile of its peer group |
| Cash / assets | 9.9% | around the 47th percentile of its peer group |
| Borrowings / assets | 4.7% | higher than 94% of its peer group |
What this page does not show
Everything above is Rocky Mountain Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Montana — the comparison set a peer ratio is measured against.
- Park Side Financial Credit Union
Whitefish, MT
$389.1M · 30,171 members
- Montana Credit Union
Great Falls, MT
$358.9M · 26,193 members
- Intrepid Credit Union
Helena, MT
$310.5M · 18,704 members
- Valley Financial Credit Union
Billings, MT
$593.7M · 38,943 members
- Billings Credit Union
Billings, MT
$218.0M · 13,027 members
- 1st Liberty Credit Union
Great Falls, MT
$217.5M · 14,437 members
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