Helena, Montana · Peer group 5
Intrepid Credit Union
Intrepid Credit Union holds $310.5M in assets across 18,704 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1936. Charter number 68495, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $310.5M |
|---|---|
| Total loans | $213.0M |
| Total shares (deposits) | $267.4M |
| Net worth | $33.8M |
| Members | 18,704 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.0% | |
|---|---|---|
| Loans | -6.0% | lower than 92% of its peer group |
| Deposits | 2.8% | around the 47th percentile of its peer group |
| Members | -8.8% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 79.7% | around the 67th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 41st percentile of its peer group |
| Return on assets | 0.65% | around the 46th percentile of its peer group |
| Delinquency ratio | 0.49% | around the 40th percentile of its peer group |
| Cash / assets | 10.7% | around the 54th percentile of its peer group |
| Borrowings / assets | 3.2% | higher than 90% of its peer group |
What this page does not show
Everything above is Intrepid Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Montana — the comparison set a peer ratio is measured against.
- Montana Credit Union
Great Falls, MT
$358.9M · 26,193 members
- Park Side Financial Credit Union
Whitefish, MT
$389.1M · 30,171 members
- Billings Credit Union
Billings, MT
$218.0M · 13,027 members
- 1st Liberty Credit Union
Great Falls, MT
$217.5M · 14,437 members
- Southwest Montana Community Credit Union
Anaconda, MT
$202.6M · 11,541 members
- Rocky Mountain Credit Union
Helena, MT
$424.3M · 25,993 members
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