Whitefish, Montana · Peer group 5
Park Side Financial Credit Union
Park Side Financial Credit Union holds $389.1M in assets across 30,171 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1965. Charter number 68647, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $389.1M |
|---|---|
| Total loans | $270.7M |
| Total shares (deposits) | $349.1M |
| Net worth | $36.3M |
| Members | 30,171 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.0% | |
|---|---|---|
| Loans | -5.0% | lower than 90% of its peer group |
| Deposits | 2.9% | around the 48th percentile of its peer group |
| Members | -0.2% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.5% | around the 61st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.3% | around the 18th percentile of its peer group |
| Return on assets | 1.02% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.54% | around the 44th percentile of its peer group |
| Cash / assets | 5.3% | around the 14th percentile of its peer group |
| Borrowings / assets | 0.8% | around the 82nd percentile of its peer group |
What this page does not show
Everything above is Park Side Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Montana — the comparison set a peer ratio is measured against.
- Montana Credit Union
Great Falls, MT
$358.9M · 26,193 members
- Rocky Mountain Credit Union
Helena, MT
$424.3M · 25,993 members
- Intrepid Credit Union
Helena, MT
$310.5M · 18,704 members
- Billings Credit Union
Billings, MT
$218.0M · 13,027 members
- 1st Liberty Credit Union
Great Falls, MT
$217.5M · 14,437 members
- Southwest Montana Community Credit Union
Anaconda, MT
$202.6M · 11,541 members
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