Whitefish, Montana · Peer group 6
Whitefish Credit Union Association
Whitefish Credit Union Association holds $2.06B in assets across 64,905 members as of Q1 2026 — about $32K of assets per member, on a charter dating to 1934. Charter number 61949, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.06B |
|---|---|
| Total loans | $1.35B |
| Total shares (deposits) | $1.78B |
| Net worth | $259.1M |
| Members | 64,905 |
| Assets per member | $32K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | 6.7% | around the 64th percentile of its peer group |
| Deposits | 1.6% | around the 24th percentile of its peer group |
| Members | 2.9% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.0% | around the 28th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.6% | around the 77th percentile of its peer group |
| Return on assets | 0.38% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.08% | lower than 99% of its peer group |
| Cash / assets | 5.1% | around the 21st percentile of its peer group |
| Borrowings / assets | 3.6% | around the 67th percentile of its peer group |
What this page does not show
Everything above is Whitefish Credit Union Association’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Montana — the comparison set a peer ratio is measured against.
- Clearwater Credit Union
Missoula, MT
$1.15B · 67,211 members
- Altana Credit Union
Billings, MT
$660.2M · 40,056 members
- Valley Financial Credit Union
Billings, MT
$593.7M · 38,943 members
- Rocky Mountain Credit Union
Helena, MT
$424.3M · 25,993 members
- Park Side Financial Credit Union
Whitefish, MT
$389.1M · 30,171 members
- Montana Credit Union
Great Falls, MT
$358.9M · 26,193 members
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