Winston Salem, North Carolina · Peer group 6
Allegacy Credit Union
Allegacy Credit Union holds $2.57B in assets across 185,077 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1967. Charter number 24438, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.57B |
|---|---|
| Total loans | $2.01B |
| Total shares (deposits) | $2.19B |
| Net worth | $291.4M |
| Members | 185,077 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.3% | |
|---|---|---|
| Loans | 6.9% | around the 65th percentile of its peer group |
| Deposits | 5.0% | around the 56th percentile of its peer group |
| Members | 4.0% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.6% | around the 73rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 62nd percentile of its peer group |
| Return on assets | 1.43% | higher than 90% of its peer group |
| Delinquency ratio | 0.52% | around the 40th percentile of its peer group |
| Cash / assets | 11.6% | around the 75th percentile of its peer group |
| Borrowings / assets | 1.1% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Allegacy Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Self-Help Credit Union
Durham, NC
$2.41B · 145,117 members
- Self-Help Credit Union
DURHAM, NC
$2.15B · 100,933 members
- Civic Credit Union
RALEIGH, NC
$3.19B · 349,847 members
- Skyla Credit Union
Charlotte, NC
$1.66B · 112,990 members
- Marine Credit Union
Jacksonville, NC
$1.08B · 77,115 members
- Latino Community Credit Union
Durham, NC
$1.05B · 125,782 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Allegacy Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.