Durham, North Carolina · Peer group 6
Self-Help Credit Union
Self-Help Credit Union holds $2.41B in assets across 145,117 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 2008. Charter number 24802, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.41B |
|---|---|
| Total loans | $1.59B |
| Total shares (deposits) | $1.74B |
| Net worth | $623.1M |
| Members | 145,117 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.9% | |
|---|---|---|
| Loans | 0.8% | around the 26th percentile of its peer group |
| Deposits | 6.4% | around the 68th percentile of its peer group |
| Members | 4.9% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.5% | around the 72nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 25.9% | higher than 100% of its peer group |
| Return on assets | 0.14% | lower than 91% of its peer group |
| Delinquency ratio | 0.69% | around the 58th percentile of its peer group |
| Cash / assets | 26.5% | higher than 99% of its peer group |
| Borrowings / assets | 17.5% | higher than 99% of its peer group |
What this page does not show
Everything above is Self-Help Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Allegacy Credit Union
Winston Salem, NC
$2.57B · 185,077 members
- Self-Help Credit Union
DURHAM, NC
$2.15B · 100,933 members
- Skyla Credit Union
Charlotte, NC
$1.66B · 112,990 members
- Civic Credit Union
RALEIGH, NC
$3.19B · 349,847 members
- Marine Credit Union
Jacksonville, NC
$1.08B · 77,115 members
- Latino Community Credit Union
Durham, NC
$1.05B · 125,782 members
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