Durham, North Carolina · Peer group 6
Self-Help Credit Union
Self-Help Credit Union holds $2.15B in assets across 100,933 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1983. Charter number 66258, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.15B |
|---|---|
| Total loans | $1.90B |
| Total shares (deposits) | $1.57B |
| Net worth | $523.9M |
| Members | 100,933 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | 5.8% | around the 57th percentile of its peer group |
| Deposits | 1.5% | around the 23rd percentile of its peer group |
| Members | -3.1% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 120.8% | higher than 100% of its peer group |
|---|---|---|
| Net worth ratio | 24.3% | higher than 100% of its peer group |
| Return on assets | 0.78% | around the 58th percentile of its peer group |
| Delinquency ratio | 1.84% | higher than 97% of its peer group |
| Cash / assets | 9.0% | around the 56th percentile of its peer group |
| Borrowings / assets | 14.5% | higher than 98% of its peer group |
What this page does not show
Everything above is Self-Help Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Self-Help Credit Union
Durham, NC
$2.41B · 145,117 members
- Allegacy Credit Union
Winston Salem, NC
$2.57B · 185,077 members
- Skyla Credit Union
Charlotte, NC
$1.66B · 112,990 members
- Civic Credit Union
RALEIGH, NC
$3.19B · 349,847 members
- Marine Credit Union
Jacksonville, NC
$1.08B · 77,115 members
- Latino Community Credit Union
Durham, NC
$1.05B · 125,782 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Self-Help Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.