Jamestown, North Dakota · Peer group 6
First Community Credit Union
First Community Credit Union holds $1.53B in assets across 46,705 members as of Q1 2026 — about $33K of assets per member, on a charter dating to 1939. Charter number 60103, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.53B |
|---|---|
| Total loans | $1.09B |
| Total shares (deposits) | $1.15B |
| Net worth | $184.6M |
| Members | 46,705 |
| Assets per member | $33K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 15.1% | |
|---|---|---|
| Loans | 10.6% | around the 84th percentile of its peer group |
| Deposits | 3.5% | around the 40th percentile of its peer group |
| Members | 0.3% | around the 36th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 94.8% | around the 83rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.1% | around the 72nd percentile of its peer group |
| Return on assets | 0.71% | around the 53rd percentile of its peer group |
| Delinquency ratio | 0.47% | around the 35th percentile of its peer group |
| Cash / assets | 4.5% | around the 15th percentile of its peer group |
| Borrowings / assets | 12.8% | higher than 97% of its peer group |
What this page does not show
Everything above is First Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Dakota — the comparison set a peer ratio is measured against.
- Capital Credit Union
Bismarck, ND
$907.8M · 32,476 members
- Town and Country Credit Union
MINOT, ND
$781.6M · 26,494 members
- Western Cooperative Credit Union
Williston, ND
$521.5M · 18,228 members
- North Star Community Credit Union
Maddock, ND
$470.6M · 22,222 members
- Dakota West Credit Union
WATFORD CITY, ND
$339.2M · 7,200 members
- Hometown Credit Union
KULM, ND
$219.3M · 3,372 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for First Community Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.