Westfield, New York · Peer group 5
Inner Lakes Credit Union
Inner Lakes Credit Union holds $162.1M in assets across 11,069 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1952. Charter number 7717, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $162.1M |
|---|---|
| Total loans | $54.0M |
| Total shares (deposits) | $152.3M |
| Net worth | $15.9M |
| Members | 11,069 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.9% | |
|---|---|---|
| Loans | 0.5% | around the 38th percentile of its peer group |
| Deposits | 4.7% | around the 62nd percentile of its peer group |
| Members | 5.2% | higher than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.4% | lower than 97% of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 26th percentile of its peer group |
| Return on assets | 0.81% | around the 58th percentile of its peer group |
| Delinquency ratio | 0.57% | around the 47th percentile of its peer group |
| Cash / assets | 14.2% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Inner Lakes Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Alternatives Credit Union
Ithaca, NY
$162.0M · 12,263 members
- Greater Woodlawn Credit Union
BLASDELL, NY
$166.2M · 12,789 members
- Southern Chautauqua Credit Union
Lakewood, NY
$166.3M · 21,346 members
- Tonawanda Valley Credit Union
Batavia, NY
$167.0M · 12,996 members
- Ukrainian National Credit Union
NEW YORK, NY
$155.1M · 6,472 members
- Great Erie Credit Union
ORCHARD PARK, NY
$152.2M · 9,383 members
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