Batavia, New York · Peer group 5
Tonawanda Valley Credit Union
Tonawanda Valley Credit Union holds $167.0M in assets across 12,996 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1975. Charter number 22167, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $167.0M |
|---|---|
| Total loans | $86.7M |
| Total shares (deposits) | $148.1M |
| Net worth | $18.2M |
| Members | 12,996 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.3% | |
|---|---|---|
| Loans | -0.0% | around the 35th percentile of its peer group |
| Deposits | 5.4% | around the 68th percentile of its peer group |
| Members | 0.1% | around the 55th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.6% | around the 24th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 42nd percentile of its peer group |
| Return on assets | 1.23% | around the 81st percentile of its peer group |
| Delinquency ratio | 0.17% | around the 11th percentile of its peer group |
| Cash / assets | 11.2% | around the 58th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Tonawanda Valley Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Southern Chautauqua Credit Union
Lakewood, NY
$166.3M · 21,346 members
- Greater Woodlawn Credit Union
BLASDELL, NY
$166.2M · 12,789 members
- Inner Lakes Credit Union
Westfield, NY
$162.1M · 11,069 members
- Alternatives Credit Union
Ithaca, NY
$162.0M · 12,263 members
- Genesee Valley Credit Union
GENESEO, NY
$175.0M · 9,408 members
- Trailnorth Credit Union
Ticonderoga, NY
$176.5M · 10,968 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Tonawanda Valley Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.