Lakewood, New York · Peer group 5
Southern Chautauqua Credit Union
Southern Chautauqua Credit Union holds $166.3M in assets across 21,346 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1954. Charter number 9107, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $166.3M |
|---|---|
| Total loans | $115.0M |
| Total shares (deposits) | $138.7M |
| Net worth | $22.6M |
| Members | 21,346 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.0% | |
|---|---|---|
| Loans | -1.2% | around the 29th percentile of its peer group |
| Deposits | 5.8% | around the 72nd percentile of its peer group |
| Members | 6.5% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.9% | around the 75th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.6% | around the 76th percentile of its peer group |
| Return on assets | 2.53% | higher than 99% of its peer group |
| Delinquency ratio | 1.75% | higher than 93% of its peer group |
| Cash / assets | 13.4% | around the 72nd percentile of its peer group |
| Borrowings / assets | 3.5% | higher than 91% of its peer group |
What this page does not show
Everything above is Southern Chautauqua Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Greater Woodlawn Credit Union
BLASDELL, NY
$166.2M · 12,789 members
- Tonawanda Valley Credit Union
Batavia, NY
$167.0M · 12,996 members
- Inner Lakes Credit Union
Westfield, NY
$162.1M · 11,069 members
- Alternatives Credit Union
Ithaca, NY
$162.0M · 12,263 members
- Genesee Valley Credit Union
GENESEO, NY
$175.0M · 9,408 members
- Trailnorth Credit Union
Ticonderoga, NY
$176.5M · 10,968 members
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