Toledo, Ohio · Peer group 6
Directions Credit Union
Directions Credit Union holds $1.39B in assets across 97,389 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1953. Charter number 60978, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.39B |
|---|---|
| Total loans | $1.12B |
| Total shares (deposits) | $1.21B |
| Net worth | $126.3M |
| Members | 97,389 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.2% | |
|---|---|---|
| Loans | 5.5% | around the 55th percentile of its peer group |
| Deposits | 3.9% | around the 43rd percentile of its peer group |
| Members | 3.5% | around the 73rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.7% | around the 77th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.3% | around the 20th percentile of its peer group |
| Return on assets | 0.53% | around the 37th percentile of its peer group |
| Delinquency ratio | 0.36% | around the 23rd percentile of its peer group |
| Cash / assets | 13.0% | around the 82nd percentile of its peer group |
| Borrowings / assets | 1.9% | around the 54th percentile of its peer group |
What this page does not show
Everything above is Directions Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Telhio Credit Union
Columbus, OH
$1.34B · 67,801 members
- Kemba Credit Union
West Chester, OH
$1.78B · 130,955 members
- Day Air Credit Union
Kettering, OH
$892.9M · 53,982 members
- Cinfed Credit Union
Cincinnati, OH
$856.9M · 38,665 members
- Superior Credit Union, Inc
LIMA, OH
$1.93B · 101,042 members
- Atomic Credit Union
Piketon, OH
$847.9M · 87,892 members
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