Lebanon, Oregon · Peer group 5
44 North Credit Union
44 North Credit Union holds $156.9M in assets across 9,761 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1956. Charter number 68739, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $156.9M |
|---|---|
| Total loans | $106.6M |
| Total shares (deposits) | $135.6M |
| Net worth | $20.0M |
| Members | 9,761 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.1% | |
|---|---|---|
| Loans | -2.2% | around the 22nd percentile of its peer group |
| Deposits | -7.7% | lower than 99% of its peer group |
| Members | -13.7% | lower than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.7% | around the 65th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.8% | around the 66th percentile of its peer group |
| Return on assets | 0.43% | around the 32nd percentile of its peer group |
| Delinquency ratio | 1.94% | higher than 94% of its peer group |
| Cash / assets | 16.9% | around the 85th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is 44 North Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oregon — the comparison set a peer ratio is measured against.
- Trailhead Credit Union
PORTLAND, OR
$155.5M · 8,546 members
- Heritage Grove Credit Union
Salem, OR
$166.3M · 8,393 members
- Ironworkers USA Credit Union
Portland, OR
$147.1M · 18,169 members
- Pacific Cascade Credit Union
EUGENE, OR
$138.9M · 8,871 members
- NW Preferred Credit Union
TIGARD, OR
$190.3M · 8,067 members
- Valley Credit Union
Salem, OR
$117.0M · 6,114 members
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