Salem, Oregon · Peer group 5
Heritage Grove Credit Union
Heritage Grove Credit Union holds $166.3M in assets across 8,393 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1964. Charter number 16113, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $166.3M |
|---|---|
| Total loans | $103.5M |
| Total shares (deposits) | $146.4M |
| Net worth | $19.5M |
| Members | 8,393 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.2% | |
|---|---|---|
| Loans | 0.8% | around the 40th percentile of its peer group |
| Deposits | 2.0% | around the 38th percentile of its peer group |
| Members | -3.4% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 70.7% | around the 48th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.7% | around the 53rd percentile of its peer group |
| Return on assets | 0.53% | around the 38th percentile of its peer group |
| Delinquency ratio | 1.19% | around the 83rd percentile of its peer group |
| Cash / assets | 10.8% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Heritage Grove Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Oregon — the comparison set a peer ratio is measured against.
- 44 North Credit Union
Lebanon, OR
$156.9M · 9,761 members
- Trailhead Credit Union
PORTLAND, OR
$155.5M · 8,546 members
- Ironworkers USA Credit Union
Portland, OR
$147.1M · 18,169 members
- NW Preferred Credit Union
TIGARD, OR
$190.3M · 8,067 members
- Pacific Cascade Credit Union
EUGENE, OR
$138.9M · 8,871 members
- Valley Credit Union
Salem, OR
$117.0M · 6,114 members
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