Smithfield, Rhode Island · Peer group 6
Navigant Credit Union
Navigant Credit Union holds $4.18B in assets across 170,060 members as of Q1 2026 — about $25K of assets per member, on a charter dating to 1915. Charter number 62882, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.18B |
|---|---|
| Total loans | $3.63B |
| Total shares (deposits) | $3.63B |
| Net worth | $415.3M |
| Members | 170,060 |
| Assets per member | $25K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.4% | |
|---|---|---|
| Loans | 5.1% | around the 52nd percentile of its peer group |
| Deposits | 5.1% | around the 58th percentile of its peer group |
| Members | 5.3% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 100.0% | higher than 92% of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 35th percentile of its peer group |
| Return on assets | 0.84% | around the 62nd percentile of its peer group |
| Delinquency ratio | 0.33% | around the 20th percentile of its peer group |
| Cash / assets | 2.4% | lower than 98% of its peer group |
| Borrowings / assets | 2.5% | around the 60th percentile of its peer group |
What this page does not show
Everything above is Navigant Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Rhode Island — the comparison set a peer ratio is measured against.
- COASTAL1 Credit Union
Pawtucket, RI
$3.47B · 146,898 members
- Greenwood Credit Union
Warwick, RI
$924.8M · 59,046 members
- The Peoples Credit Union
Middletown, RI
$801.9M · 41,028 members
- Westerly Community Credit Union
Wakefield, RI
$511.4M · 21,705 members
- Rhode Island Credit Union
Warwick, RI
$426.8M · 27,935 members
- Ocean State Credit Union
COVENTRY, RI
$351.3M · 22,117 members
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