Abbeville, South Carolina · Peer group 3
Hopesouth Credit Union
Hopesouth Credit Union holds $38.3M in assets across 3,851 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1971. Charter number 20824, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $38.3M |
|---|---|
| Total loans | $15.7M |
| Total shares (deposits) | $28.1M |
| Net worth | $9.9M |
| Members | 3,851 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | 2.5% | around the 73rd percentile of its peer group |
| Deposits | 2.8% | around the 61st percentile of its peer group |
| Members | 4.2% | higher than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.8% | around the 48th percentile of its peer group |
|---|---|---|
| Net worth ratio | 25.8% | higher than 95% of its peer group |
| Return on assets | 1.39% | around the 83rd percentile of its peer group |
| Delinquency ratio | 1.03% | around the 69th percentile of its peer group |
| Cash / assets | 26.9% | higher than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Hopesouth Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Pee Dee Credit Union
FLORENCE, SC
$41.1M · 4,714 members
- Dixies Credit Union
DARLINGTON, SC
$47.3M · 5,008 members
- Columbia Post Office Credit Union
COLUMBIA, SC
$25.6M · 1,202 members
- Edisto Credit Union
ORANGEBURG, SC
$23.4M · 2,787 members
- S C I Credit Union
Florence, SC
$23.4M · 1,622 members
- 1st Cooperative Credit Union
Cayce, SC
$22.0M · 2,488 members
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