Gregory, South Dakota · Peer group 3
Consumer's Credit Union
Consumer's Credit Union holds $22.1M in assets across 1,613 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1977. Charter number 22719, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $22.1M |
|---|---|
| Total loans | $10.1M |
| Total shares (deposits) | $20.0M |
| Net worth | $2.0M |
| Members | 1,613 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 13.5% | |
|---|---|---|
| Loans | -0.2% | around the 60th percentile of its peer group |
| Deposits | 13.7% | higher than 97% of its peer group |
| Members | 2.5% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.4% | around the 38th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 12th percentile of its peer group |
| Return on assets | 0.82% | around the 59th percentile of its peer group |
| Delinquency ratio | 0.51% | around the 46th percentile of its peer group |
| Cash / assets | 15.7% | around the 71st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Consumer's Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Dakota — the comparison set a peer ratio is measured against.
- Lakota Credit Union
Kyle, SD
$19.3M · 4,125 members
- Coteau Valley Credit Union
SISSETON, SD
$18.9M · 2,216 members
- Huron Area Education Credit Union
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$18.5M · 854 members
- Palace City Credit Union
Mitchell, SD
$16.4M · 1,562 members
- Minuteman Credit Union
RAPID CITY, SD
$16.3M · 1,163 members
- Rushmore Electric Credit Union
Rapid City, SD
$29.2M · 1,423 members
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