Kyle, South Dakota · Peer group 3
Lakota Credit Union
Lakota Credit Union holds $19.3M in assets across 4,125 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 2012. Charter number 24847, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $19.3M |
|---|---|
| Total loans | $8.1M |
| Total shares (deposits) | $11.5M |
| Net worth | $4.4M |
| Members | 4,125 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.3% | |
|---|---|---|
| Loans | 8.6% | around the 89th percentile of its peer group |
| Deposits | 7.6% | around the 87th percentile of its peer group |
| Members | -1.6% | around the 47th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.9% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.6% | higher than 91% of its peer group |
| Return on assets | -3.27% | lower than 98% of its peer group |
| Delinquency ratio | 0.72% | around the 56th percentile of its peer group |
| Cash / assets | 58.7% | higher than 100% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Lakota Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within South Dakota — the comparison set a peer ratio is measured against.
- Coteau Valley Credit Union
SISSETON, SD
$18.9M · 2,216 members
- Huron Area Education Credit Union
HURON, SD
$18.5M · 854 members
- Consumer's Credit Union
Gregory, SD
$22.1M · 1,613 members
- Palace City Credit Union
Mitchell, SD
$16.4M · 1,562 members
- Minuteman Credit Union
RAPID CITY, SD
$16.3M · 1,163 members
- Dacotah Credit Union
Rapid City, SD
$11.1M · 828 members
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