Memphis, Tennessee · Peer group 4
Fedtrust Credit Union
Fedtrust Credit Union holds $56.4M in assets across 2,897 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1959. Charter number 13233, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $56.4M |
|---|---|
| Total loans | $42.2M |
| Total shares (deposits) | $52.3M |
| Net worth | $3.9M |
| Members | 2,897 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.3% | |
|---|---|---|
| Loans | -1.3% | around the 44th percentile of its peer group |
| Deposits | 8.9% | higher than 92% of its peer group |
| Members | -3.8% | around the 21st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.7% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 6.9% | lower than 99% of its peer group |
| Return on assets | 0.55% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.82% | around the 64th percentile of its peer group |
| Cash / assets | 4.6% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Fedtrust Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Resource Credit Union
Jackson, TN
$55.9M · 3,970 members
- Greater Experience Credit Union
Johnson City, TN
$57.0M · 4,302 members
- Jack Daniel Employees Credit Union
LYNCHBURG, TN
$55.5M · 3,275 members
- Healthnet Credit Union
Cordova, TN
$55.2M · 4,461 members
- Veritas Credit Union
Smyrna, TN
$58.6M · 4,911 members
- Vanderbilt Credit Union
Nashville, TN
$53.3M · 6,886 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Fedtrust Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.