Johnson City, Tennessee · Peer group 4
Greater Experience Credit Union
Greater Experience Credit Union holds $57.0M in assets across 4,302 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1952. Charter number 67701, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $57.0M |
|---|---|
| Total loans | $37.9M |
| Total shares (deposits) | $49.0M |
| Net worth | $7.9M |
| Members | 4,302 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.9% | |
|---|---|---|
| Loans | 3.0% | around the 70th percentile of its peer group |
| Deposits | -1.2% | around the 25th percentile of its peer group |
| Members | 8.3% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.4% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.8% | around the 61st percentile of its peer group |
| Return on assets | -0.55% | lower than 94% of its peer group |
| Delinquency ratio | 1.33% | around the 81st percentile of its peer group |
| Cash / assets | 15.3% | around the 75th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Greater Experience Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Fedtrust Credit Union
MEMPHIS, TN
$56.4M · 2,897 members
- Resource Credit Union
Jackson, TN
$55.9M · 3,970 members
- Jack Daniel Employees Credit Union
LYNCHBURG, TN
$55.5M · 3,275 members
- Veritas Credit Union
Smyrna, TN
$58.6M · 4,911 members
- Healthnet Credit Union
Cordova, TN
$55.2M · 4,461 members
- Horizon Credit Union
Kingsport, TN
$59.7M · 4,080 members
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