Lynchburg, Tennessee · Peer group 4
Jack Daniel Employees Credit Union
Jack Daniel Employees Credit Union holds $55.5M in assets across 3,275 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1987. Charter number 67197, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $55.5M |
|---|---|
| Total loans | $37.8M |
| Total shares (deposits) | $49.0M |
| Net worth | $6.3M |
| Members | 3,275 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.9% | |
|---|---|---|
| Loans | 1.6% | around the 60th percentile of its peer group |
| Deposits | 5.3% | around the 76th percentile of its peer group |
| Members | 4.1% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.2% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 34th percentile of its peer group |
| Return on assets | 1.27% | around the 77th percentile of its peer group |
| Delinquency ratio | 0.56% | around the 46th percentile of its peer group |
| Cash / assets | 8.8% | around the 37th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Jack Daniel Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Healthnet Credit Union
Cordova, TN
$55.2M · 4,461 members
- Resource Credit Union
Jackson, TN
$55.9M · 3,970 members
- Fedtrust Credit Union
MEMPHIS, TN
$56.4M · 2,897 members
- Greater Experience Credit Union
Johnson City, TN
$57.0M · 4,302 members
- Vanderbilt Credit Union
Nashville, TN
$53.3M · 6,886 members
- Veritas Credit Union
Smyrna, TN
$58.6M · 4,911 members
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