Amarillo, Texas · Peer group 5
Acfcu Credit Union
Acfcu Credit Union holds $317.4M in assets across 27,963 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1945. Charter number 5168, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $317.4M |
|---|---|
| Total loans | $201.5M |
| Total shares (deposits) | $295.1M |
| Net worth | $27.2M |
| Members | 27,963 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.7% | |
|---|---|---|
| Loans | -0.5% | around the 32nd percentile of its peer group |
| Deposits | 3.3% | around the 52nd percentile of its peer group |
| Members | -7.6% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.3% | around the 42nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 91% of its peer group |
| Return on assets | 0.88% | around the 63rd percentile of its peer group |
| Delinquency ratio | 0.94% | around the 74th percentile of its peer group |
| Cash / assets | 7.7% | around the 29th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Acfcu Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Texoma Community Credit Union
Wichita Falls, TX
$314.5M · 28,049 members
- Evolve Credit Union
El Paso, TX
$324.5M · 14,099 members
- Fort Worth City Credit Union
Fort Worth, TX
$335.1M · 16,282 members
- First Basin Credit Union
Odessa, TX
$340.1M · 30,078 members
- Synergy Credit Union
San Antonio, TX
$345.5M · 12,314 members
- Gulf Credit Union
Groves, TX
$348.5M · 24,643 members
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