Groves, Texas · Peer group 5
Gulf Credit Union
Gulf Credit Union holds $348.5M in assets across 24,643 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1941. Charter number 60205, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $348.5M |
|---|---|
| Total loans | $199.4M |
| Total shares (deposits) | $313.3M |
| Net worth | $34.2M |
| Members | 24,643 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.1% | |
|---|---|---|
| Loans | 12.7% | higher than 91% of its peer group |
| Deposits | 6.3% | around the 76th percentile of its peer group |
| Members | 1.1% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.6% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.8% | around the 26th percentile of its peer group |
| Return on assets | 0.35% | around the 26th percentile of its peer group |
| Delinquency ratio | 0.37% | around the 28th percentile of its peer group |
| Cash / assets | 6.6% | around the 21st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Gulf Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Pioneer Mutual Credit Union
SUGAR LAND, TX
$351.1M · 11,951 members
- Synergy Credit Union
San Antonio, TX
$345.5M · 12,314 members
- First Basin Credit Union
Odessa, TX
$340.1M · 30,078 members
- Mobility Credit Union
Irving, TX
$358.8M · 20,838 members
- Fort Worth City Credit Union
Fort Worth, TX
$335.1M · 16,282 members
- Evolve Credit Union
El Paso, TX
$324.5M · 14,099 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Gulf Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.