Odessa, Texas · Peer group 5
First Basin Credit Union
First Basin Credit Union holds $340.1M in assets across 30,078 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1965. Charter number 67609, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $340.1M |
|---|---|
| Total loans | $159.8M |
| Total shares (deposits) | $283.5M |
| Net worth | $38.7M |
| Members | 30,078 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.5% | |
|---|---|---|
| Loans | -17.9% | lower than 100% of its peer group |
| Deposits | 1.1% | around the 30th percentile of its peer group |
| Members | 0.3% | around the 57th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.4% | around the 21st percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.4% | around the 49th percentile of its peer group |
| Return on assets | 0.50% | around the 37th percentile of its peer group |
| Delinquency ratio | 0.30% | around the 22nd percentile of its peer group |
| Cash / assets | 8.3% | around the 35th percentile of its peer group |
| Borrowings / assets | 4.4% | higher than 93% of its peer group |
What this page does not show
Everything above is First Basin Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Fort Worth City Credit Union
Fort Worth, TX
$335.1M · 16,282 members
- Synergy Credit Union
San Antonio, TX
$345.5M · 12,314 members
- Gulf Credit Union
Groves, TX
$348.5M · 24,643 members
- Pioneer Mutual Credit Union
SUGAR LAND, TX
$351.1M · 11,951 members
- Evolve Credit Union
El Paso, TX
$324.5M · 14,099 members
- Mobility Credit Union
Irving, TX
$358.8M · 20,838 members
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