Irving, Texas · Peer group 5
Mobility Credit Union
Mobility Credit Union holds $358.8M in assets across 20,838 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1965. Charter number 68606, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $358.8M |
|---|---|
| Total loans | $314.4M |
| Total shares (deposits) | $329.6M |
| Net worth | $28.1M |
| Members | 20,838 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.4% | |
|---|---|---|
| Loans | -2.4% | around the 20th percentile of its peer group |
| Deposits | -2.8% | lower than 92% of its peer group |
| Members | -5.5% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.4% | higher than 96% of its peer group |
|---|---|---|
| Net worth ratio | 7.8% | lower than 97% of its peer group |
| Return on assets | 0.05% | lower than 90% of its peer group |
| Delinquency ratio | 0.96% | around the 74th percentile of its peer group |
| Cash / assets | 5.2% | around the 13th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Mobility Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Pioneer Mutual Credit Union
SUGAR LAND, TX
$351.1M · 11,951 members
- Gulf Credit Union
Groves, TX
$348.5M · 24,643 members
- Synergy Credit Union
San Antonio, TX
$345.5M · 12,314 members
- First Basin Credit Union
Odessa, TX
$340.1M · 30,078 members
- Fort Worth City Credit Union
Fort Worth, TX
$335.1M · 16,282 members
- Cy-Fair Credit Union
Houston, TX
$387.3M · 25,878 members
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