Racine, Wisconsin · Peer group 3
McU Financial Center Credit Union
McU Financial Center Credit Union holds $30.7M in assets across 2,743 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1939. Charter number 66878, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $30.7M |
|---|---|
| Total loans | $23.5M |
| Total shares (deposits) | $27.3M |
| Net worth | $3.3M |
| Members | 2,743 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.8% | |
|---|---|---|
| Loans | 7.7% | around the 88th percentile of its peer group |
| Deposits | 0.3% | around the 43rd percentile of its peer group |
| Members | 1.3% | around the 80th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.9% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 23rd percentile of its peer group |
| Return on assets | 0.53% | around the 43rd percentile of its peer group |
| Delinquency ratio | 0.65% | around the 53rd percentile of its peer group |
| Cash / assets | 3.9% | lower than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is McU Financial Center Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wisconsin — the comparison set a peer ratio is measured against.
- Meadowland Credit Union
SHEBOYGAN FALLS, WI
$35.6M · 2,643 members
- Racine Municipal Employees Credit Union
Racine, WI
$25.8M · 1,894 members
- Teachers Credit Union
Beloit, WI
$37.6M · 2,196 members
- Ripple Credit Union
Oshkosh, WI
$38.7M · 2,447 members
- Dairyland Power Credit Union
La Crosse, WI
$20.6M · 1,208 members
- Oshkosh Community Credit Union
Oshkosh, WI
$20.4M · 2,123 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for McU Financial Center Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.