Morgantown, West Virginia · Peer group 3
Morgantown a E S Credit Union
Morgantown a E S Credit Union holds $37.9M in assets across 4,183 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1955. Charter number 10695, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $37.9M |
|---|---|
| Total loans | $19.7M |
| Total shares (deposits) | $34.0M |
| Net worth | $3.6M |
| Members | 4,183 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.0% | |
|---|---|---|
| Loans | -7.1% | around the 28th percentile of its peer group |
| Deposits | -4.5% | around the 16th percentile of its peer group |
| Members | -2.9% | around the 31st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 57.8% | around the 51st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.5% | around the 14th percentile of its peer group |
| Return on assets | 0.10% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.67% | around the 54th percentile of its peer group |
| Cash / assets | 3.3% | lower than 95% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Morgantown a E S Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Home Credit Union
Clarksburg, WV
$37.7M · 3,027 members
- Union Trades Credit Union
Parkersburg, WV
$35.1M · 2,931 members
- Chhe Credit Union
Huntington, WV
$33.5M · 4,079 members
- Hope Credit Union
Bridgeport, WV
$43.5M · 2,498 members
- Huntington C & O Railway Employees Credit Union
Huntington, WV
$31.3M · 4,245 members
- Preston Credit Union
KINGWOOD, WV
$30.8M · 1,928 members
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