Parkersburg, West Virginia · Peer group 3
Union Trades Credit Union
Union Trades Credit Union holds $35.1M in assets across 2,931 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1972. Charter number 21100, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $35.1M |
|---|---|
| Total loans | $9.7M |
| Total shares (deposits) | $28.7M |
| Net worth | $6.3M |
| Members | 2,931 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.7% | |
|---|---|---|
| Loans | -10.6% | around the 17th percentile of its peer group |
| Deposits | 3.7% | around the 69th percentile of its peer group |
| Members | 0.5% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 33.6% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.9% | around the 76th percentile of its peer group |
| Return on assets | 1.23% | around the 78th percentile of its peer group |
| Delinquency ratio | 1.23% | around the 73rd percentile of its peer group |
| Cash / assets | 24.1% | higher than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Union Trades Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Chhe Credit Union
Huntington, WV
$33.5M · 4,079 members
- Home Credit Union
Clarksburg, WV
$37.7M · 3,027 members
- Morgantown a E S Credit Union
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$37.9M · 4,183 members
- Huntington C & O Railway Employees Credit Union
Huntington, WV
$31.3M · 4,245 members
- Preston Credit Union
KINGWOOD, WV
$30.8M · 1,928 members
- Alloy Credit Union
Alloy, WV
$29.7M · 4,887 members
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