Beckley, West Virginia · Peer group 3
Raleigh Co. Educators Credit Union
Raleigh Co. Educators Credit Union holds $21.6M in assets across 2,294 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1980. Charter number 23722, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $21.6M |
|---|---|
| Total loans | $9.0M |
| Total shares (deposits) | $16.0M |
| Net worth | $5.5M |
| Members | 2,294 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | 7.8% | around the 88th percentile of its peer group |
| Deposits | -2.6% | around the 26th percentile of its peer group |
| Members | -0.3% | around the 64th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.1% | around the 48th percentile of its peer group |
|---|---|---|
| Net worth ratio | 25.5% | higher than 95% of its peer group |
| Return on assets | 1.44% | around the 85th percentile of its peer group |
| Delinquency ratio | 0.02% | around the 12th percentile of its peer group |
| Cash / assets | 10.8% | around the 48th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Raleigh Co. Educators Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Raleigh County Credit Union
BECKLEY, WV
$20.8M · 2,053 members
- Hancock School Emp. Credit Union
Weirton, WV
$24.3M · 1,402 members
- Eastern Panhandle Credit Union
Martinsburg, WV
$18.5M · 2,728 members
- Martinsburg V.A. Center Credit Union
KEARNEYSVILLE, WV
$17.1M · 1,756 members
- Marshall County Credit Union
Moundsville, WV
$27.0M · 2,490 members
- Cape Credit Union
Clarksburg, WV
$15.7M · 1,165 members
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