Beckley, West Virginia · Peer group 3
Raleigh County Credit Union
Raleigh County Credit Union holds $20.8M in assets across 2,053 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1952. Charter number 7790, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $20.8M |
|---|---|
| Total loans | $10.8M |
| Total shares (deposits) | $18.0M |
| Net worth | $2.7M |
| Members | 2,053 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.5% | |
|---|---|---|
| Loans | -18.4% | lower than 96% of its peer group |
| Deposits | 5.3% | around the 77th percentile of its peer group |
| Members | -2.3% | around the 38th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 59.8% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.8% | around the 43rd percentile of its peer group |
| Return on assets | 0.62% | around the 49th percentile of its peer group |
| Delinquency ratio | 0.27% | around the 34th percentile of its peer group |
| Cash / assets | 8.7% | around the 36th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Raleigh County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Raleigh Co. Educators Credit Union
BECKLEY, WV
$21.6M · 2,294 members
- Eastern Panhandle Credit Union
Martinsburg, WV
$18.5M · 2,728 members
- Hancock School Emp. Credit Union
Weirton, WV
$24.3M · 1,402 members
- Martinsburg V.A. Center Credit Union
KEARNEYSVILLE, WV
$17.1M · 1,756 members
- Cape Credit Union
Clarksburg, WV
$15.7M · 1,165 members
- Harrison County Credit Union
Nutter Fort, WV
$15.7M · 1,216 members
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