Topic
How the scores are built, how they are tested out-of-time, what they cannot do, and the reasoning behind each published weight.
We sold a score that claimed to predict which credit unions would buy software. When we tested it, it did no better than a coin flip. Here is what we changed.
Merger susceptibility is a scorecard, not a crystal ball. What a balance sheet says before a credit union merges, and why only out-of-time validation counts.
The posts above report what the whole system did. The screen reports which named institutions did it, ranked, filterable by state, peer group and asset tier, and exportable.
Open the screen