Topic
Short notes on publicly reported credit-union news — mergers, bank deals, funding and vendor moves — with the reporting linked and only the framing added.
A $1.4B credit union merging into a $19.2B one is not a distress story. It is the shape most 2026 credit union mergers take — and what a watch list misses.
The industry closed the first half with an 11.43% net worth ratio and 11.7% of assets in cash. Aggregates that healthy are where the outliers hide.
22 deals in 2024, 16 in 2025, at least five by late July 2026. The count is falling and the driver behind it has not — because the count measures seller supply.
Credit unions charged off $1.48B of auto paper in Q1 2026 and modifications hit a record. The stress is concentrated, which is what makes it findable.
Buyers compete for the same high-quality credit union paper while sellers hold back. In that market the work is finding a counterparty, not clearing a price.
Two CUSO launches inside three days in February, each built by a credit union with a vendor. For fintechs selling into this market, the channel just changed.
The posts above report what the whole system did. The screen reports which named institutions did it, ranked, filterable by state, peer group and asset tier, and exportable.
Open the screen