Liquidity Radar: 397 credit unions carrying a funding-need flag, Q1 2026
As of Q1 2026, 397 of 2,405 credit unions above $50.0M (16.5%) are loaned up with thin cash, against $8.5B of surplus on the other side.
Topic
Liquidity & funding
Funding runway, deposit competition, borrowings, and the two-sided participation market between cash-rich and loan-heavy balance sheets.
Liquidity & funding5 min read
The loan-to-share ratio, read properly: what it says about a credit union's next twelve months
Loan-to-share is the most quoted and least understood ratio on a credit union balance sheet. What it measures, why 85% is the line, and what to read beside it.
The screen behind this topic
The posts above report what the whole system did. The screen reports which named institutions did it, ranked, filterable by state, peer group and asset tier, and exportable.
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