South Portland, Maine · Peer group 6
Atlantic Regional Credit Union
Atlantic Regional Credit Union holds $1.08B in assets across 49,072 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1941. Charter number 4281, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.08B |
|---|---|
| Total loans | $742.0M |
| Total shares (deposits) | $972.6M |
| Net worth | $119.9M |
| Members | 49,072 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.2% | |
|---|---|---|
| Loans | 1.3% | around the 28th percentile of its peer group |
| Deposits | 0.9% | around the 18th percentile of its peer group |
| Members | 1.6% | around the 51st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.3% | around the 28th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.1% | around the 58th percentile of its peer group |
| Return on assets | 0.33% | around the 20th percentile of its peer group |
| Delinquency ratio | 0.30% | around the 17th percentile of its peer group |
| Cash / assets | 5.2% | around the 22nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Atlantic Regional Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maine — the comparison set a peer ratio is measured against.
- Maine Savings Credit Union
Hampden, ME
$852.0M · 42,905 members
- Maine State Credit Union
Augusta, ME
$787.8M · 37,537 members
- Evergreen Credit Union
Portland, ME
$641.4M · 32,688 members
- Town & Country Credit Union
SOUTH PORTLAND, ME
$627.6M · 38,593 members
- University Credit Union
Orono, ME
$529.6M · 31,058 members
- The County Credit Union
Presque Isle, ME
$520.3M · 32,258 members
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