Raleigh, North Carolina · Peer group 6
Coastal Credit Union
Coastal Credit Union holds $6.21B in assets across 345,251 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1967. Charter number 18297, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.21B |
|---|---|
| Total loans | $4.22B |
| Total shares (deposits) | $5.35B |
| Net worth | $597.4M |
| Members | 345,251 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.5% | |
|---|---|---|
| Loans | 3.7% | around the 45th percentile of its peer group |
| Deposits | 9.0% | around the 85th percentile of its peer group |
| Members | 1.8% | around the 53rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 79.0% | around the 34th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 28th percentile of its peer group |
| Return on assets | 0.64% | around the 48th percentile of its peer group |
| Delinquency ratio | 0.75% | around the 63rd percentile of its peer group |
| Cash / assets | 13.7% | around the 85th percentile of its peer group |
| Borrowings / assets | 3.7% | around the 68th percentile of its peer group |
What this page does not show
Everything above is Coastal Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Truliant Credit Union
Winston Salem, NC
$5.45B · 333,731 members
- Civic Credit Union
RALEIGH, NC
$3.19B · 349,847 members
- Allegacy Credit Union
Winston Salem, NC
$2.57B · 185,077 members
- Self-Help Credit Union
Durham, NC
$2.41B · 145,117 members
- Self-Help Credit Union
DURHAM, NC
$2.15B · 100,933 members
- Skyla Credit Union
Charlotte, NC
$1.66B · 112,990 members
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