Florence, South Carolina · Peer group 4
Palmetto First Credit Union
Palmetto First Credit Union holds $63.8M in assets across 6,501 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1953. Charter number 24491, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.8M |
|---|---|
| Total loans | $41.4M |
| Total shares (deposits) | $50.4M |
| Net worth | $13.2M |
| Members | 6,501 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.9% | |
|---|---|---|
| Loans | 10.6% | higher than 91% of its peer group |
| Deposits | -0.1% | around the 35th percentile of its peer group |
| Members | 2.4% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.2% | around the 86th percentile of its peer group |
|---|---|---|
| Net worth ratio | 20.8% | higher than 92% of its peer group |
| Return on assets | 1.90% | higher than 94% of its peer group |
| Delinquency ratio | 1.79% | higher than 91% of its peer group |
| Cash / assets | 19.2% | around the 89th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Palmetto First Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Tru Credit Union
Greenwood, SC
$63.5M · 7,343 members
- Neighbors United Credit Union
Greenwood, SC
$65.8M · 7,234 members
- Latitude 32 Credit Union
CHARLESTON, SC
$67.8M · 6,323 members
- Secured Advantage Credit Union
Simpsonville, SC
$57.8M · 4,492 members
- Nucor Employee's Credit Union
Florence, SC
$69.8M · 8,574 members
- Dixies Credit Union
DARLINGTON, SC
$47.3M · 5,008 members
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