Simpsonville, South Carolina · Peer group 4
Secured Advantage Credit Union
Secured Advantage Credit Union holds $57.8M in assets across 4,492 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1959. Charter number 12877, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $57.8M |
|---|---|
| Total loans | $24.2M |
| Total shares (deposits) | $50.4M |
| Net worth | $7.2M |
| Members | 4,492 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.0% | |
|---|---|---|
| Loans | -21.9% | lower than 99% of its peer group |
| Deposits | -4.8% | lower than 92% of its peer group |
| Members | -30.9% | lower than 100% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.1% | around the 26th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 46th percentile of its peer group |
| Return on assets | -0.11% | around the 12th percentile of its peer group |
| Delinquency ratio | 1.06% | around the 74th percentile of its peer group |
| Cash / assets | 17.3% | around the 84th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Secured Advantage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Tru Credit Union
Greenwood, SC
$63.5M · 7,343 members
- Palmetto First Credit Union
Florence, SC
$63.8M · 6,501 members
- Neighbors United Credit Union
Greenwood, SC
$65.8M · 7,234 members
- Latitude 32 Credit Union
CHARLESTON, SC
$67.8M · 6,323 members
- Dixies Credit Union
DARLINGTON, SC
$47.3M · 5,008 members
- Nucor Employee's Credit Union
Florence, SC
$69.8M · 8,574 members
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