Greenwood, South Carolina · Peer group 4
Tru Credit Union
Tru Credit Union holds $63.5M in assets across 7,343 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1974. Charter number 21628, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.5M |
|---|---|
| Total loans | $37.2M |
| Total shares (deposits) | $55.4M |
| Net worth | $7.0M |
| Members | 7,343 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.0% | |
|---|---|---|
| Loans | 2.8% | around the 68th percentile of its peer group |
| Deposits | -6.8% | lower than 97% of its peer group |
| Members | 2.9% | higher than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 67.2% | around the 61st percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 31st percentile of its peer group |
| Return on assets | 0.50% | around the 39th percentile of its peer group |
| Delinquency ratio | 0.36% | around the 35th percentile of its peer group |
| Cash / assets | 15.9% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Tru Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Palmetto First Credit Union
Florence, SC
$63.8M · 6,501 members
- Neighbors United Credit Union
Greenwood, SC
$65.8M · 7,234 members
- Latitude 32 Credit Union
CHARLESTON, SC
$67.8M · 6,323 members
- Secured Advantage Credit Union
Simpsonville, SC
$57.8M · 4,492 members
- Nucor Employee's Credit Union
Florence, SC
$69.8M · 8,574 members
- Dixies Credit Union
DARLINGTON, SC
$47.3M · 5,008 members
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