Watertown, South Dakota · Peer group 3
Avanti Credit Union
Avanti Credit Union holds $31.8M in assets across 2,963 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1953. Charter number 8801, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $31.8M |
|---|---|
| Total loans | $18.9M |
| Total shares (deposits) | $28.1M |
| Net worth | $3.5M |
| Members | 2,963 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.8% | |
|---|---|---|
| Loans | -8.5% | around the 23rd percentile of its peer group |
| Deposits | -8.4% | lower than 95% of its peer group |
| Members | 6.8% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 67.3% | around the 66th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.1% | around the 27th percentile of its peer group |
| Return on assets | 1.14% | around the 74th percentile of its peer group |
| Delinquency ratio | 3.63% | higher than 95% of its peer group |
| Cash / assets | 12.1% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Avanti Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Dakota — the comparison set a peer ratio is measured against.
- Rushmore Electric Credit Union
Rapid City, SD
$29.2M · 1,423 members
- M O Credit Union
Huron, SD
$41.4M · 1,759 members
- Consumer's Credit Union
Gregory, SD
$22.1M · 1,613 members
- Sioux Valley Coop Credit Union
Watertown, SD
$41.5M · 3,378 members
- East River Credit Union
Madison, SD
$41.6M · 3,128 members
- Lakota Credit Union
Kyle, SD
$19.3M · 4,125 members
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